TCPA Compliance Policy

1. Our Commitment to TCPA Compliance

Exor Marketing LLC treats TCPA compliance as a foundational requirement, not an afterthought. The Telephone Consumer Protection Act (47 U.S.C. § 227) governs how businesses may contact consumers via phone, text, and fax. Every inbound and digital insurance lead we generate includes prior express written consent as required by law.

2. How We Obtain Consumer Consent

Every consumer lead — whether generated through our inbound landing pages, Google Ads campaigns, social media digital ads, or email programs — has provided prior express written consent to be contacted. Our consent language includes:

• Clear disclosure that the consumer agrees to be contacted by phone, text, and/or email
• Identification that contact may be made via autodialed or pre-recorded technology
• Disclosure that consent is not a condition of any purchase
• A clear opt-out mechanism and instructions
• Identification that the consumer may be contacted by licensed insurance agents

Our consent language is reviewed regularly by qualified legal counsel to meet current FCC guidance, including the FCC's 2025 one-to-one consent requirements.

3. FCC One-to-One Consent Rule (Effective January 27, 2025)

In response to the FCC's 2024 rule amendment, all leads generated by Exor Marketing LLC on or after January 27, 2025 comply with the one-to-one consent requirement. Consumers consent to be contacted by each specific company individually. Our inbound and digital lead forms clearly identify the buyer(s) the consumer is consenting to hear from.

4. Consent Documentation Provided

For every lead delivered, we maintain and can provide upon written request: the exact consent language shown to the consumer; timestamp of submission (date, time, timezone); consumer IP address; the landing page URL; and user agent information. Records are retained for a minimum of four (4) years.

5. Do Not Call Compliance

We scrub all leads against the National Do Not Call Registry prior to delivery. Because our leads provide prior express written consent, TCPA exemptions may apply. However, buyers are strongly encouraged to maintain their own DNC lists as an additional compliance layer.

6. Your Responsibility as a Lead Buyer

• Honor all opt-out and Do Not Call requests immediately
• Only call between 8:00 AM and 9:00 PM in the consumer's local time zone
• Identify yourself and your company on every call
• Maintain your own TCPA-compliant calling practices
• Consult with qualified legal counsel regarding your specific obligations

7. Opt-Out Requests

Consumers may opt out by replying STOP to any text, stating opt-out preference on a call, or emailing optout@exormarketing.com. We process all opt-out requests within 24 hours. Buyers must honor opt-outs immediately and independently.

8. Contact Our Compliance Team

Email: compliance@exormarketing.com  |  Phone: 1-800-EXOR-MKT

This policy does not constitute legal advice. Buyers should consult qualified legal counsel for their specific TCPA obligations.